Rare Pool Home Under $400,000 | Low HOA | No Flood Zone | Updated Don't miss this opportunity to own one of the few private pool homes available under $400,000 in the Apollo Beach area. Located in a non-flood zone with low HOA fees, this home offers an exceptional combination of affordability, outdoor living, and peace of mind. The split-bedroom floor plan features 3 bedrooms, 2 bathrooms, an updated kitchen with stainless steel appliances and a spacious pantry, plus a private owner's suite with a walk-in closet and ensuite bath. Step outside to your fully fenced backyard where a private screened pool and oversized screened lanai create the perfect setting for relaxing or entertaining family and friends. Recent improvements include a new oversized screened lanai (2026), roof (2020), pool pump (2025), dishwasher (2025), and washing machine (2025), helping reduce future maintenance concerns. Residents also enjoy multiple community pools, a fitness center, tennis courts, basketball, volleyball, playgrounds, and low HOA fees-all while avoiding the higher insurance costs often associated with flood-zone properties.